The Michelle Chase Real Estate Team In Apopka, Fl Welcomes Hank Dunn To The Team!

Hank is a multi-generation Floridan whose grandparents moved to Florida nearly a hundred years ago. Due to his father’s career in the military, he has lived in many places across America and the world. In his adult life, he is a retired higher education administrator with a career spanning more than 30 years. He has worked extensively in community colleges, including being Chancellor and President of two different colleges. He also has a background in financial and strategic panning, real estate and investments.

 

Hank has held a Florida real estate license on and off for many years, but became fully active after he retired in 2017. He is also an active partner in a non-profit company, Provident Housing Solutions, building rental properties to support working families throughout Central Florida.

 

Hank and his wife live in Apopka. He is the father of three adult children who reside in Central and South Florida and is the proud grandfather of two grandchildren.

To learn more about the Michelle Chase team visit our website at https://michellechaserealtor.com.

Car Wreck Equals Lost Value. Here’s How to Proceed.

Have you recently been in an auto accident? You may be surprised to learn about “automotive diminished value,” which is when cars lose value after being in a wreck. This could be attributed to anything from minor scratches to full structural damage. Either way, you may be entitled to compensation if the accident was the fault of someone else.

 

Some websites will offer a diminution in value calculator, but it is still a good idea to get your car appraised by your insurance company or a mechanic. They will be able to give you the most accurate assessment of damage. Compensation eligibility is based on many factors, such as the value of the car before the accident, quality of repairs, and extent of the damage.

 

If you decide to file a lawsuit against the responsible party after an accident, it is important to take certain precautionary measures because they can, and will, try to fight your claim. Here are some suggestions:

  • First, ensure that you take many high-quality photos of the damage from multiple angles. Photo proof is some of the best evidence you have during a diminished value case.
  • You’ll also want to be sure to collect the names and phone numbers of any eyewitnesses, as these statements could be pivotal in your claim.
  • Next, contact a lawyer who is experienced in automotive diminished value claims. They will be able to review your case from a legal standpoint and provide guidance on how to continue.

 

If you feel you have a credible claim for diminution in automobile value, it is highly advised that you retain a lawyer who can help you during the whole process. We recommend Brett M. Bressler Attorneys at Law, because they offer a free consultation and have over 27 years of experience handling these cases.

Why Should You Choose Non-Medical Home Care?

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When your loved one reaches a certain age, they may need a little extra support with day-to-day activities, and these may or may not include home health services. But if they only need assistance with things like bathing, dressing, meal preparation, and light housekeeping, why would you pay extra for services you don’t need?

This is where non-medical home care may be the right option for you. Professional caregivers can assist with the daily goings-on of life and provide peace of mind for you and your family. Common services include:

  • Personal Care
  • Transportation to appointments
  • Medication prompts
  • Recovery care after surgeries
  • End-of-life care
  • Respite support for caregivers

Whether you need someone to keep your loved one company while you are at work, or maybe you need 24-hour live in care, a non-medical home care service such as Legacy In-Home Care can provide these services and much more. They offer personalized and unique care plans tailored to your lifestyle and specific needs. Patient and experienced caregivers can even provide support with dementia and Alzheimer’s.

Legacy In-Home Care aims to help seniors maintain their independence right in the comfort and safety of home. Just because you are getting older does not mean you should have to sacrifice your quality of life, and they understand that no two situations are the same. Some may need more assistance than others, and Legacy’s highly-trained caregivers are ready to give all the time and support you require.

Legacy is the trusted choice for families and seniors in Florida’s Marion, Sumter, and Lake counties. If you feel that non-medical in-home care is the right decision for you and your family, consider Legacy In-Home Care.

Respecting Parents As They Age

In Home Care For Parents

Many of us will reach retirement age with good health intact and excellent mental clarity. For those who don’t, there is help available.

Currently, the largest population of seniors will be Baby Boomers born between 1946 and 1964. This population is expected to double by the year 2050. The time to plan is sooner rather than later.

But, aging is not a bad thing. Many seniors continue on with daily activities as if they were decades younger. Healthy means happy, and good health is the key to a fabulous retirement. Make sure mom and dad are getting proper healthcare and that they are getting adequate nutrition.

Adult children should never approach aging parents in a negative manner. Aging is not a disease. The young adult still lives in the minds of seniors and we should do what we can to keep it there. A simple question such as “so mom, would you like us to help you with anything? Are you doing okay?” is all that is needed in most cases to begin the conversation. If you haven’t been around much in previous years, suggesting a retirement “home or community” may be met with resistance. Here are some positive suggestions:

– Assess the situation often. If all looks well, it probably is.
– If possible, share concerns with other siblings.
– Ask important questions regarding living wills, healthcare decisions, and power-of-attorney.
– Make sure parents remain active in clubs, church, or visiting friends.
– And by all means, stay in touch! Love is the best medicine.

And, when help is needed, Legacy In-Home Care can make the difference between peace and tranquility and total chaos. We offer assistance for every stage of aging. We love what we do – so will you! Contact Legacy today.

What Are They Hiding? Find Out with Access Investigative Services

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Infidelity Investigations:

Have you ever believed someone close to you had something to hide? For example, let’s say you’ve seen changes in your partner’s behaviors; unexplained charges on their credit cards, working later than usual, frequent mood swings. Now, did you ever wish you could get proof to validate your intuition and confront them with the facts? If you suspect infidelity in your relationship, you may want to consider hiring a licensed private investigator. What you find out may be surprising—but it may just be exactly what you were looking for.

Computer and Data Investigations:

Time and time again, people will delete their browsing history, chat screens, and call logs to hide unfaithful or unlawful behaviors. Often unbeknownst to those people, seasoned professionals can employ advanced technology in the field of computer and data forensics to uncover hidden data. Though you believe clicking the “delete” button will destroy all traces of your activity, there is often extensive evidence remaining.

Private Investigator

Access Investigative Services is a private detective agency in Orlando dedicated to seeking out the truth and helping you achieve your goals. They are a team of highly-trained specialists with over 25 years of experience providing services to both commercial and individual clientele. Whether you believe an employee is stealing from you or you’ve found yourself amid a child custody battle, proof is at your fingertips. Access Investigative Services can bring concealed information to light with state-of-the-art procedures often used by local, state, and even federal government agencies.

 

From recovering lost data to email tracing, Access Investigative Services provides multiple services to get to the truth of the matter. If you feel that a partner, an employee, or someone close to you is engaging in disloyal or criminal behaviors, contact Access Investigative Services, Inc. today for a free and confidential consultation.

Everything You Need To Know Before Your First Laser Hair Removal

You decided to take the plunge and get a laser treatment. Hooray! You’re one step closer to hairlessness or at least the degree of hairlessness that you’re seeking. While your dermatologist or laser treatment provider should be your primary resource, sometimes it helps calm the nerves to listen to someone who’s gone through the experience.

Laser treatments aren’t cheap, so you should arm yourself with all the knowledge you can to make sure your investment pans out smoothly (see what I did there?).

Here is a pretty decent list of things you should know BEFORE you go in for your first laser treatment:

 

1. Mind Your Skin Tone

Lasers work by targeting the melanin in the hair and destroying the corresponding follicle. Making some lasers difficult or ineffective for use on darker skin tones. Recently, however, there are newer models of lasers that work on ranges of skin tones. Your laser treatment provider will choose the best laser for you.

 

2. Hair Beware, But Where?!

A BIG question first-time laserees have is where exactly on their body they can receive the treatment. Well, guess what? Most of your body is fair game—arms, legs, chest, back, pubic hair, and even the anus (sorry if that’s TMI, but it’s good to know). The only places where lasers will not be used are for eyebrows or anywhere near your eyes.

 

3. Brace Your Bank Account

More and more people are seeing groupons pop up that are valid for laser treatments. If you’re lucky enough to scoop one of those up, it’ll set you back anywhere from $99-$300 for several sessions on a medium-to-large area. Buying in bulk seems to be the best way to save when it comes to this type of treatment. And many medical spas offer bundle deals.

 

4. Don’t Show Up As Chewbacca

You will have to shave the area being lasers PRIOR to treatment. It’s best if this is done a day or two beforehand to prevent skin irritation from the laser. Some places will charge you if you show up unshaved. Just do it yourself.

 

5. On A Scale Of 1-10—How’s The Pain

The initial sessions are usually manageable. The sensation is like the snapping of a rubberband on the skin following by a brief cool. As long as you’re consistent with your treatments, you should be fine. However, if you wait too long between treatments the pain quickly increases. Stick to your schedule if you can help it—trust me. They also provide you with safety goggles because staring straight at the laser can damage your eyes.

 

6. Can I Fit This In During Lunch

Laser hair removal is astonishingly quick, depending—of course—on your technician’s style and how many breaks you need to take. Brazilians can take around 10-15 minutes, but most treatments should easily be able to be constrained within a lunch hour (as long as there’s no wait time at the med spa).

 

7. What Results Should You Expect

Results will vary for several reasons. Your skin type, the area being treated, how properly hydrated and nourished you are, etc. The list goes on. The truth is, there’s no way to know definitively how anyone will react to laser treatment. Most people do very well and see favorable results with only a few treatments, some need a few more to get where they want to be.

 

8. A Note About Tanning

Do NOT tan before your laser treatment, you will be turned away. As lasers cannot be used on sun-tanned or sun-burnt skin.

 

That’s it. Now all that’s left to do is show up. Good luck!

5 Tips For Youthful Glowing Skin

The skin is largest organ in the human body and a protective barrier against germs and toxins. Sweat glands and blood vessels regulate temperature, Immune cells ward off infection, and some cells synthesize vitamin D. But, like the rest of our bodies, skin ages.

Loss of elasticity occurs when collagen and elastin production slow, causing skin to sag and wrinkles to form, especially if there has been excessive sun exposure (no skin type gets a free pass on sun damage).

But never fear, there are ways to slow this aging process and in some cases even reverse it Here are a few tips to help keep skin supple and healthy:

 

  • Use sunscreen every day. It’s never too late to start protecting your skin from harmful UVA/UVB rays.
  • Use a night cream. This helps to replenish the skin while you sleep.
  • Stop smoking. There are a number of reasons for this but smoking significantly dehydrates and damages the skin. 
  • Increase your fluid intake. Maintaining proper hydration is essential to glowing and healthy looking skin.
  • Exercise. It improves circulation which translates into “happier” cells better capable of producing collagen and elastin.

 

But if you are still not happy with the way you look, laser skin resurfacing may be the solution for you.  Laser skin resurfacing is a procedure that helps reduce wrinkles, acne scars, and age spots.  It will also improve the overall tone and texture of your skin.

Gone are the days of “total face lifts” which can irreversibly change the “look” of a person. Laser resurfacing restores skin to a youthful glow without surgery or extensive down-time. Laser Skin Resurfacing is FDA-approved and safe for most skin types.

If you want to tighten your jaw line and remove fine lines and wrinkles, laser resurfacing may be your answer.

The Truth About Laser Treatments For Acne

If you’ve ever had acne, then you’re very familiar with discomfort. The stares from strangers, the eyes dropping from yours to your breakout. It’s not fun. And it leaves many individuals with low self-esteem and shame.

But the fact is that 60-million people in the U.S. have acne—ranging from mild to severe cystic cases. Thankfully, nowadays, there are a variety of treatment options to choose from including laser treatment for acne.

It seems too good to be true, right? Just shine some fancy light on your skin and all your acne troubles disappear. Well, that’s not quite how it works. Here’s the truth about laser treatments for acne.

 

1. Keep Expectations In Check

Acne laser treatment is effective, but will not “cure” your acne. Most patients who undergo this type of therapy see a significant clearing of their acne but it’s rare for this treatment to completely eradicate it. Talk to a dermatologist about combining treatment options to give you the best results.

 

2. Results May Vary

Because each of us is unique and different, the way each of our bodies responds to certain chemicals or substances is different. There’s no way to predict who will and won’t respond favorably to laser treatment.

 

3. A Series Of Treatments Is Usually Required

Some issues can be addressed effectively with a single laser treatment—but acne isn’t one of them. Most studies have shown that it usually takes multiple treatments for acne to respond to the therapy.

 

4. Be Patient

Expanding upon truth #3, regardless of how many treatments you undergo, don’t expect to wake up the next day with a perfectly smooth face. It takes time for your skin to respond to the treatment—usually a couple weeks or so.

 

5. Side Effects ARE Possible

Maybe you’re drawn towards laser treatments because you’ve heard horror stories about the side effects of some of the prescription medications. If that’s the case, I’m sorry to say that lasers carry their own side effects, although mostly minimal and far less serious than some other acne treatments. Swelling, redness, sensitivity to the sun, or burning sensations are the most common. Other uncommon side effects include blisters, pigmentation, and lingering pain. It’s important to follow your dermatologist’s instructions very carefully to avoid this.

 

 

6 Things You Need To Know Before Getting Laser Treatments

laser treatmentsThere’s a lot of mystery and ambiguity surrounding laser treatments in the general population. Some hearken it as the miracle cure-all that works via pixie dust and unicorn tears while others have an image in their mind of a doctor shining a red laser pointer onto their faces or into their eyes. Lasers aren’t that complicated once you get down to it. Here are 6 things you need to know before stepping under the laser:

 

1. No, lasers don’t run on pixie dust or unicorn tears

 

Laser is actually an acronym. I’ll bet you didn’t know that (or maybe you did—and if that’s the case great!). It stands for light amplification by stimulated emission of radiation. Lasers work with focused light. The light converts to heat as it passes through skin which can be harnessed to achieve a multitude of effects and treatments. In the case of laser hair removal, for example, the heat is absorbed by the hair’s dark pigment within the follicle. The heat damages that follicle, which ultimately inhibits hair growth.

 

2. Stay out of the sun before an appointment

 

This is critical for laser hair removal because the treatment cannot be received on tanned or sunburned skin. Yep. Save the summer glow till AFTER your treatment.

 

3. Everyone responds to lasers differently

 

Because we’re all individuals and not just a homogenous mob of genetic clones, different skin will respond to lasers in different ways. Most physicians account for this by conducting a small test patch to gauge how your skin reacts (depending on the type of treatment).

 

4. Results require consistency

 

As is the case with most laser treatments, usually multiple sessions are needed to achieve optimal results. So, if you’re looking for a one and done solution—do yourself a favor (and save some money) by looking elsewhere. Your physician will work with you to determine how many sessions your treatment will require.

 

5. Most treatments aren’t “relaxing”

 

Laser therapy is often accompanied by mild snaps—similar to the snapping of a rubberband against your skin. So, just keep your expectations in check before you saunter in thinking you’re about to get the Platinum Spa package. It will probably be uncomfortable.

 

6. Sunscreen, sunscreen, sunscreen

 

After treatment with a laser, your skin will become highly sensitive to the sun and UV rays. Slather on that sunscreen to prevent any harmful skin damage.

 

 

Merchant Accounts Explained

Merchant AccountsWhether your business is new, or in need or an innovation in technology, then a merchant account is the best things for your check out process of client and customers purchasing your goods or services. In basic terms, a merchant account is an account which allows a business to be able to accept e-check or credit card payments. In this day and age where more consumers carry less cash with them, then it is vital to be sure that your business is offering widespread access to your products by offering many payment types. Credit cards are fast becoming the number one choice for payment, and it is suspected that soon they will completely bypass the instances of cash being used.

 

In order to take advantage of this service, you need to apply to your bank by using your own business checking account that’s associated with you business tax ID. The business and merchant accounts actually stay separate, as the merchant account collects the transactions and the links the deposit to the checking account. You will need to provide various documents to set up the account, such as sales reports, financial records and business numbers.

You’ll need a terminal to accept the payments (if in person business is being conducted) or if online, you’ll need to set up a payment gateway for people to be directed to in the check out process.

 

There are a range of services and products available for this process, and depending on your business size and model of selling your product or service, then there will be many different processes to choose from. Take a look online at the wide range of professional services and products for merchant sales.

If you are looking for a trusted merchant services company contact: https://arxpay.com